tag:blogger.com,1999:blog-6169979452809494003.post7073657215883091067..comments2023-11-03T05:07:46.725-07:00Comments on janetbates: a very happy unbirthday to youJanet Bateshttp://www.blogger.com/profile/02720058561424978550noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-6169979452809494003.post-7147372059405194722009-07-20T10:52:32.860-07:002009-07-20T10:52:32.860-07:00Well since I have paid my annual out of pocket, I ...Well since I have paid my annual out of pocket, I will not have to pay for anything until the year end after which I will have to pay up until the first 10 thousand again.<br /> <br />My insurance is not great, I was refused insurance initially because I had been to a doctor about vaginal bleeding a year before.....Janet Bateshttps://www.blogger.com/profile/02720058561424978550noreply@blogger.comtag:blogger.com,1999:blog-6169979452809494003.post-52010885384305856272009-07-15T13:05:58.402-07:002009-07-15T13:05:58.402-07:00Coming from the UK, I am so with you on this. We a...Coming from the UK, I am so with you on this. We are fortunate, we( my husband and I) have excellent health insurance but we worry constantly about our kids. <br /><br />Our eldest daughter is now working for the State and has some form of health insurance but I doubt it is good as ours. For 18 months whilst she was between college and this job, she had no health insurance. She suffers from polycystic ovaries disease- classic pearls as the doctor said - and had one month where she was in a lot of pain. We ended up paying out of pocket to get her checked out and fortunately it was just a cyst which dissolved on its own but was a very disquieting time, not only because of her health but the potential for some horrendous health bills.<br /><br />Just last month, my son discovered the painful truth of inadequate health insurance when he developed a nasty rash on his hands and body. He did the right things, when to his general doctor who prescribed antibiotics and who said to him, if it seems to be getting worse, go to the emergency room. Over the next couple of days, it seem to be spreading so he followed his doctor's advice and when to the emergency room. That ended up costing him with the follow visit to dermatalogist over $500, despite having health insurance, for what turned out to be an allergic reaction to limes! The next time, he has problems he will probably be much more relucant to go and get help because a $500 bill out of the blue on his salary, is not easy to cope with.<br /><br />Just this afternoon, I was writing half a dozen cheques to various medical organisations due to medical treatment my husband and I have in the past few months. What annoys me me the most is the fact everyone has to bill separately so you end up with not one bill but between 5/6 for each person you have seen for one presenting problem!<br /><br />As you know from reading the hystersisters board there are people who quite simply are dying because they cannot afford the medical care and treatment they need. Its is a disgrace and the US should be ashamed that they treat their people this way. I know of one person (not on the boards) who has been told she needs a hysterectomy but will not do it, because she can't afford it.<br /><br />Whatever the faults of the UK system and there are many, at least you can take yourself to the doctor and know you aren't going to make yourself bankrupt as consequent of that visit which leads to further treatment.<br /><br />Unfortunately, I don't see much changing over here as the health companies seem to have a strangelhold over Congress. The only way I can see it happening actually is the rise of this swine flu as its seems to becoming more virulent in the UK in recent weeks and the vaccine is proving difficult to grow.<br /><br />Hope that your insurance hold up whilst you are going through this treatment but I think $10,000 would be causing me lots of sleepless nights and you aren't even done yet!Anonymousnoreply@blogger.com